This could be your year...

Just a quick check as we kick off January because the market scene is finally starting to shift and I want
you (yes, YOU) to know what that means whether you’re house hunting, thinking about a move, or just
watching from the sidelines.

Here’s what’s happening nationally...

-Mortgage rates are trending down, which means borrowing power is slowly creeping back up. What
you could afford last year looks different now more wiggle room may be back on the table. That’s like
a big huge sigh of relief for a lot of folks.
-More homeowners are putting their homes back out there for sale. That “need to stay locked in
because of low rates” feeling is fading, people are moving for life changes, upgrades, or just because
they’re ready for something new.
-Buyers are re-entering the game. More inventory and improving affordability equals more options. It’s
not a wild rush yet, it’s more like a slow and steady rise. And that’s a good thing.

What this means for you...

-If you’ve been waiting for a moment where the stars align this could be as close as you might get.
-If you’ve been thinking “maybe next year” well, we are here. Welcome to 2026! Let’s see if we can
formulate and execute the plan!
-If you just want to peek behind the curtain (neighborhood vibes, comps, mortgage scenarios) I’ve got
you.

2026 is looking to be the year the market finally finds a middle ground again. Not the frenzy. Not the
freeze. Something healthier, more balanced, and (dare I say it?) more predictable. But who knows, I’m
going to find out just like you how these pans out as we journey through it together.

If you want a more personalized breakdown your neighborhood, your home value, or your buying power
based on today's numbers as we head into the new year, reply to this email and I’ll send you the simple
version of how we wrapped up December.

Hit us up when you’re ready to chat!